Kelsey Seybold Sucks! - Medicare Part Two

And I was hoping there wouldn't be a Part Two.... sigh....

I don't know what I'm whining about. Some people don't even have medical insurance. Some people don't even have Medicare. Some people don't even have supplemental Medicare coverage through the employer that their dead husband gave his life for.

BUT it's MY blog and I can whine if I want to.

I've been going to a dermatologist at Kelsey-Seybold for years and years. I recently went to a Family doctor and thought I'd be using him for years and years. I'm waiting for my appointment next week with a OB/GYN also with Kelsey-Seybold.

Yesterday I get a call from some clown representing Kelsey-Seybold and he tells me that he's just following up on the letter(s) I've gotten telling me that KS will soon no longer accept "regular Medicare"...they'll only accept the Kelsey-Seybold version.

I figured him for a salesman or a con.

For Christ's sake he was calling me on his cell phone and we lost connection!

Today I did some checking and sure as shootin', KS will no longer take "regular Medicare" after 1/1/09. I either have to join one of THEIR plans or take my poor old bones elsewhere knowing full well that it's not easy finding ANY doctor that will accept "regular Medicare".

WTF?

I CAN join KelseyCare Advantage Standard Option and STILL retain my retiree/widow supplement, but if I choose to go that route I can't go to my beloved cardiologist any longer. ONLY KS's docs are included in The Plan and they are all subject to change at any given moment. (To wit: KelseyCare Advantage has formed a network of doctors, specialists and hospitals. You can only use doctors who are part of our network. The health providers in our network can change at any time.)

It's a monopoly. Or a conspiracy. Or a private company in it for the dough and perfectly capable of calling all the shots and you can either like it or lump it. Don't let the double sliding glass doors hit you in the rump on the way out, sucker.

I don't recall if I've mention that you get more mail as you approach your Golden Years than ever before in your life. Everyone wants a piece of your Medicare pie. Everybody and his brother want to sell you their plan. After awhile you just toss them all away in disgust. Obviously ONE of those I tossed unopened was the one from KS telling me I was fixin' to be screwed and to just lean back and enjoy it. No cig after though because that's bad for your health.

I'm keeping that appointment next week and the one scheduled for August 20th with the dermatologist (it takes THAT long to see her) and come 12/31/08 I'm bidding them all adieu at Kelsey-Seybold. Next time I need medical assistance other than from Dr. DeBauche I'll just book a flight to Lourdes.

Medicare and Me - Part One

Hopefully there won't be a Part Two!

I turned 65 on April 1, 2008.

I had a couple of doctor's visits in March.

My insurance company keeps bumping back my cardiologist's claim saying it needed a requested explanation from Medicare.

My brand new, crisp clean Medicare card says my Part A and Part B became effective on March 1, 2008.

I thought....figures...it's the government and they got it rong!

Well after 2 months of being jacked around I finally found out today that when one turns 65 on the 1st of the month it becomes effective the month before.

Huuh, sure, that makes perfect sense.

So easy-squeezey, my doctor has to file a claim with Medicare. No problemo. Except for the other doctor who doesn't accept Medicare. She's yet to even bill me or file with my insurance company, but she will. And then I'll have to pay each and every red cent!

I thought I was doing good to book an appointment with her the day before I turned 65 so my insurance would still be in effect. They even asked me when I made the appointment if I wanted to go ahead and find a doctor that would take Medicare, but I said NO.

It's not a big deal until you step back and look at the big picture.

I'm 45 days in my 65th year and they are killing me!

Bureaucratic fine print.

It's too soon to tell and I'm NOT giving in without a serious fight, but I'm beginning to wonder if this sort of thing isn't why people die. They just get tired of fighting the bullshit.

Grumble, grumble.